We have many options when it comes to credit cards. How do you decide which one to use?
If you travel on a certain airline a lot, you may want to consider their credit card. One of the main reason is that you don't have to pay for the first checked bag and this can add up at $25 to $35 each way. If you have a family, you will save a considerable amount of money. However, if you travel solo and you use many different carriers, you may want to consider a more generic card. The reason is that you can get higher rewards and you can redeem them even if you only have enough for a partial payment of a flight.
Some cards are redeemable for cash instead of flight reward points.
Check out some of the options below.
Capital One Venture
Annual Fee:$0 intro for first year; $59 after that
13.74% - 23.74% (Variable)
CARD DETAILS:
Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel
Earn unlimited 2X miles per dollar on every purchase, every day
Fly any airline, stay at any hotel, anytime
Travel when you want with no blackout dates
Capital One Premier Dining
Annual Fee: None
15.24% - 24.24% (Variable)
CARD DETAILS:
One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval
Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
No annual fee
No foreign transaction fees
Barclay Cash Forward Master Card
Annual Fee: None
0% (15 months (on balance transfers made within 45 days of account opening))
15.74%, 20.74% or 25.74% Variable
CARD DETAILS:
Summary of Key Features:
Regular APR10.99% (14 months)11.74% – 23.74% Variable
Annual Fee: None
CARD DETAILS:
Capital One Spark Cash for Businesses
Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
17.74% (Variable)
Annual Fee:$0 intro for first year; $59 after that
Use of 2% on anything
Note: There is also a Capital One Spark Travel for Business.
You must use your rewards for travel purchases only. Same Fees apply and you receive 2 rewards points/dollar.
Other Capital One Spark Cards:
Earn 1.5% back for Cash or Travel and there is no annual fee.
They all offer some type of cash or reward credit for new applications if you spend a certain amount of money in one to three months.
This is not all inclusive. There are many offers by several different banks.
For further information click on https://ptmoney.com/best-travel-rewards-credit-cards/
Copyright 2017 Peterson Travel Pros LLC
If you travel on a certain airline a lot, you may want to consider their credit card. One of the main reason is that you don't have to pay for the first checked bag and this can add up at $25 to $35 each way. If you have a family, you will save a considerable amount of money. However, if you travel solo and you use many different carriers, you may want to consider a more generic card. The reason is that you can get higher rewards and you can redeem them even if you only have enough for a partial payment of a flight.
Some cards are redeemable for cash instead of flight reward points.
Check out some of the options below.
Capital One Venture
Annual Fee:$0 intro for first year; $59 after that
13.74% - 23.74% (Variable)
CARD DETAILS:
Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel
Earn unlimited 2X miles per dollar on every purchase, every day
Fly any airline, stay at any hotel, anytime
Travel when you want with no blackout dates
Capital One Premier Dining
Annual Fee: None
15.24% - 24.24% (Variable)
CARD DETAILS:
One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval
Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
No annual fee
No foreign transaction fees
Barclay Cash Forward Master Card
Annual Fee: None
0% (15 months (on balance transfers made within 45 days of account opening))
15.74%, 20.74% or 25.74% Variable
CARD DETAILS:
- Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
- Earn unlimited 1.5% cash rewards on every purchase
- Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
- Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
Summary of Key Features:
Regular APR10.99% (14 months)11.74% – 23.74% Variable
Annual Fee: None
CARD DETAILS:
- Unlimited 1.5x rewards on every purchase, every day. For every $1 you spend, you earn 1.5x Miles.
- Get a mile-for-mile match of all the rewards you’ve earned at the end of your first year, automatically.
- Redeem your rewards in any amount for cash or a travel credit. You’ll always get $1 for every 100 Miles you’ve earned.
- Get your FICO® Credit Score for free on monthly statements, on mobile and online.
- 100% U.S. based customer service. Talk to a real person any time.
- No Annual Fee.
- Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Discover Match® details & other information.
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Capital One Spark Cash for Businesses
Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
17.74% (Variable)
Annual Fee:$0 intro for first year; $59 after that
Use of 2% on anything
Note: There is also a Capital One Spark Travel for Business.
You must use your rewards for travel purchases only. Same Fees apply and you receive 2 rewards points/dollar.
Other Capital One Spark Cards:
Earn 1.5% back for Cash or Travel and there is no annual fee.
They all offer some type of cash or reward credit for new applications if you spend a certain amount of money in one to three months.
This is not all inclusive. There are many offers by several different banks.
For further information click on https://ptmoney.com/best-travel-rewards-credit-cards/
Copyright 2017 Peterson Travel Pros LLC