One of my friends told me her auto rental company representative, didn't want to let her rent a car without extra auto coverage. In this day and age of insurance policies and credit card coverage, most of the time you don't need to buy the extra coverage. Don't let the person behind the counter talk you into something you don't need. Give them a firm, "No Thank You." If they persist just say, "My auto coverage has rental car benefits as well as my credit card."
Below is a list of travel protection options that Chase offers.The United MileagePlus Explorer Card
Travel Protection
The MileagePlus Explorer Card provides you with comprehensive travel protection benefits that give you peace of mind while traveling near and far.
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to your MileagePlus Explorer Card. Coverage is primary and is provided for theft and collision damage for most cars in the U.S. and abroad.
Baggage Delay Insurance
If you experience a baggage delay, you can be reimbursed for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
Lost Luggage ReimbursementIf you or your immediate family members' checked or carry-on bags are damaged or lost by the carrier, you're covered up to $3,000 per passenger.
Trip Delay ReimbursementIf your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses made with your MileagePlus Explorer Card, such as meals and lodging, up to $500 per ticket.
Trip Cancellation/Trip Interruption InsuranceIf your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 for your pre-paid, non-refundable travel expenses made with your MileagePlus Explorer Card, including passenger fares, tours, and hotels.
Travel Accident InsuranceWhen you pay for your air, bus, train, or cruise transportation with your MileagePlus Explorer Card, you're covered for accidental death or dismemberment during your trip, from the moment you leave home until you return.
http://www.PetersonTravelPros.com
Below is a list of travel protection options that Chase offers.The United MileagePlus Explorer Card
Travel Protection
The MileagePlus Explorer Card provides you with comprehensive travel protection benefits that give you peace of mind while traveling near and far.
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to your MileagePlus Explorer Card. Coverage is primary and is provided for theft and collision damage for most cars in the U.S. and abroad.
Baggage Delay Insurance
If you experience a baggage delay, you can be reimbursed for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
Lost Luggage ReimbursementIf you or your immediate family members' checked or carry-on bags are damaged or lost by the carrier, you're covered up to $3,000 per passenger.
Trip Delay ReimbursementIf your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses made with your MileagePlus Explorer Card, such as meals and lodging, up to $500 per ticket.
Trip Cancellation/Trip Interruption InsuranceIf your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 for your pre-paid, non-refundable travel expenses made with your MileagePlus Explorer Card, including passenger fares, tours, and hotels.
Travel Accident InsuranceWhen you pay for your air, bus, train, or cruise transportation with your MileagePlus Explorer Card, you're covered for accidental death or dismemberment during your trip, from the moment you leave home until you return.
http://www.PetersonTravelPros.com